Financing with Our Dealership

Sioux City Ford Lincoln takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

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Should You Lease Your New Sioux City Ford Lincoln Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Sioux City Ford Lincoln can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Ease Through the Auto Financing Process at Sioux City Ford Lincoln

The jump between car shopper and car owner is a thrilling one. Whether you plan to finance or lease your next Ford vehicle, our team here at Sioux City Ford Lincoln is ready to help you make that leap and guide you towards that moment when you can finally drive your dream car home. So, if you're ready to make your next move, our helpful team of auto financing experts in Sioux City will work with local bands and lenders to help you find an affordable financing solution for your needs.

Choose Between Affordable Auto Leases and Car Loans at Sioux City Ford Lincoln

One of the first aspects of auto financing drivers from the South Sioux City, North Sioux City and Sergeant Bluff areas should decide on is whether a loan or lease work best for them. There's no right answer, but one financing option may work better than the other in terms of your preferences. A lease is a great way to enjoy the latest features of a Ford while keeping monthly payments low. A loan is a favorite for many near Sioux City since there are no monthly payments after paying off the loan. Either way, our finance team helps discover affordable rates so that you find the best fit.

Jumpstart the Auto Financing Process in Sioux City

When you're prepared to make your next move, you can count on our friendly financing experts here at Sioux City Ford Lincoln to help with all your financing needs and guide you through a smooth, easygoing financing experience. All you need to do is fill out our easy financing application, which you can do right from the comfort of home, and we'll be ready to start crunching numbers to help you get that much closer to owning the F-150, Escape, Explorer, Bronco Sport or Ranger of your dreams.


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  1. Sioux City Ford Lincoln

    3601 Singing Hills Blvd.
    Sioux City, IA 51106

    • Sales: (712) 277-8420
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Get in Touch

  • Contact our Sales Department at: (712) 277-8420
  • Monday8am-7pm
  • Tuesday8am-7pm
  • Wednesday8am-7pm
  • Thursday8am-7pm
  • Friday8am-7pm
  • Saturday8am-5pm
  • SundayClosed